Our Funding Programs

Revenue Based Funding

Funding from $5,000 to $1,000,000

This program is designed with little or no credit card sales. It’s an ideal funding solution for manufacturers, wholesalers or distributors. Similar to a Merchant Cash Advance, this product is not a loan but the purchase of future receivables. The funding is based on the deposits in the business operating accounts and the repayment made by an ACH debit. This funding solution enables businesses to turn their future sales in to cash now. Funds can be used for marketing/advertising, inventory purchase, staff hiring, renovations or just working capital.

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Business Loans

Funding from $5,000 to $1,000,000

Designed to give your business the financing it needs with customized terms that best fit your business. With terms that vary between 3-24 months we will provide your business with the best options to allow it to keep growing. With a simple application and an even simpler automated repayment. The loan is paid back daily either via a fixed daily payment or a small percentage of your daily electronic receivables.

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FactorBid business loans from $5,000 - $1,000,000

Qualification:

  • Been in business for at least 3 months
  • Not in active BK
  • Minimum $120,000 a year in sales

Here are some benefits of our Business Loans:

Benefits of FactorBid Business Loan Process
Our single page application process is secure and fast. Find out what you qualify for within a few minutes and get funding in as little as 24 hours

Best Approval Rates
Our finance partners are different from traditional banks, They're eager to earn your business and are willing to help fund your growth.

Additional Capital
On average 80% of clients seek additional funding. You'll be eligible for additional capital as the relationship grows.


Merchant Cash Advance

Merchant Cash Advances from $5,000 to $1,000,000 within 10 days

A Merchant Cash Advance is a great alternative to traditional financing for small and medium size business. By purchasing a portion of your businesses future credit card sales at a discount, an Merchant Cash Advance provides cash now for your future sales. The repayment is simple, with only a small portion of your future credit card sales taken as repayment.

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Merchant Cash Advances from $5,000 to $1,000,000

Qualification:

  • Been in business for at least 1 month
  • Not in active BK
  • Minimum $5,000 a month in credit card sales

Here are some great attributes of a Merchant Cash Advance:

Cash Flow Friendly: Because you pay a percentage of your credit sales, your repayment fluctuates with your own cash flow; If sales are lower you are repaying less!

Fast: Approvals are typically issued same day and accounts are typically funded in as fast as 24 hours.

High Approval: Unlike traditional financing personal credit score plays a small part in our underwriting model.

More Capital: In most instances you have access to more capital every 3-4 months

What is a Merchant Cash Advance?

A merchant cash advance is a convenient and swift way to get your business the working capital it needs. By purchasing a future portion of your credit card sales, a merchant cash advance provider will provide your business with an upfront, lump sum of cash.

The process is designed to get you the funds your business needs with ease and speed in mind; a merchant cash advance is typically repaid in less than 12 months. With an agreed upon small percentage that works with the flow of your business, payback is just as simple.

Merchant Cash Advance VS Bank Loan

Qualifying for a bank's business loan in today's economy has become very challenging and if you do not have excellent credit – virtually impossible. Other traditional sources of capital such as home equity loans and credit card loans are no longer options for many business owners. Therefore, a merchant cash advance is a smart alternative to traditional financing.

Merchant Cash Advance Funding

Upon completing your secure application, lenders will review your application and contact you direct with various options for financing. It's easy, fast, secure and you only have to do a fraction of the work to get competitive offers from competing finance companies.

See How Much Your Business Qualifies For:

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